| Fee | Amount |
|---|---|
|
Debit Card Load fee Each time you load your Card using your debit card (additional to any other applicable fees) via web/ mobile |
$5 per Debit Card Load transaction |
|
Reload fee (Bill Payment) Each time you reload additional funds onto your card using Bill Payment details without booking your rate via web/mobile |
$1 |
|
Administrative fee (in-store only) When you purchase your card and load in-store (or subsequently reload), with the help of customer service representative |
The greater of 1.0% of the initial load/reload amount or NZD$10.00 |
|
Additional card fee When you opt for an additional card at the time of purchase |
$5 |
|
Cash Out fee The fee charged when you Cash Out any amount on your Card (other than withdrawals from an ATM) |
$10 |
|
International card to card |
NZD 5.00, AUD 5.00, EUR 3.50, USD 4.00, GBP 3.00, JPY 375, CAD 5.00, HKD 30.00 SGD 5.00, AED 15.00 (if supported on a recipient’s Cash Passport)* |
|
Domestic ATM fee Each time you withdraw cash from an ATM in New Zealand |
$4 |
|
International ATM withdrawal fee (outside New Zealand) Each time you withdraw cash from an ATM outside of New Zealand using your Card |
AUD3.50, EUR2.20, USD2.50, GBP2.00, JPY300, CAD3.50, HKD20.00, SGD3.50, AED 9 (for international ATM withdrawals in countries not mentioned above or where there are insufficient funds in the relevant currency to cover the whole transaction, the fee will be NZD3.50).** |
|
Currency to currency foreign exchange rate When you request to transfer funds from one currency to another currency on the same Card, or when you request a Cash Out to close your Cash Passport Platinum and you have funds in a foreign currency. |
At the then applicable retail foreign exchange rate determined by us. This rate reflects Mastercard Prepaid Management Service’s cost price plus a margin determined by Mastercard Prepaid Management Services. We will notify you of the rate that will apply at the time you allocate your funds from one currency to another and this rate (inclusive of the margin) may be less favourable than the foreign exchange rate for Online reloads where you allocate funds in a foreign currency. |
|
Currency Conversion Fee When a purchase or ATM withdrawal is conducted in a currency that is not loaded on your Card, |
Mastercard® rate plus 5.95% of the transaction value. The Mastercard rate is the exchange rate determined by Mastercard to be their wholesale rate or the government- mandated rate in effect in the day the transaction is processed by Mastercard. |
*For example, if a sender transfers USD 50, their Cash Passport Platinum facility will be debited USD 54.
**Some ATM operators may charge an additional withdrawal fee.
Please refer to the PDS for further information about fees applicable to the product
| Limit | Amount |
|---|---|
|
Maximum number of Cards you may hold in your name at any one time (not including any linked additional card that you may have purchased). |
One |
|
Maximum amount per load/reload |
NZD$25,000 or currency equivalent |
|
Maximum Bank Transfer or Bill Payment Reload amount per day |
NZD$25,000 |
|
Maximum Debit Card Load amount in any 24 hour period |
NZD$15,000 |
|
Maximum Debit Card Load amount in any 7 day period |
NZD$30,000 |
|
Maximum Debit Card Load amount in any 30 day period |
NZD$60,000 |
|
Maximum you can withdraw from ATMs in any 24-hour period (some ATM operators may set their own withdrawal limits which may be lower than this limit) |
NZD$3,000 or currency equivalent |
|
Maximum value of point of sale (POS) transactions performed in any 24-hour period |
NZD $15,000 or currency equivalent |
|
Maximum balance allowed at any one time across all currencies |
NZD$75,000 |
|
Maximum amount you can load across all currencies during a 12-month period |
NZD$75,000 |
|
Minimum amount per load/reload |
NZD$250 or currency equivalent |
|
Maximum cash you can withdraw over the counter at a financial institution in any 24- hour period (some financial institutions may set their own withdrawal limits which may be lower than this limit). |
NZD$400 or equivalent |
|
Domestic card to card Maximum amount you can transfer to another New Zealand Cash Passport Platinum holder in any 24 hour period |
NZD$20,000 or currency equivalent |
|
International card to card Maximum amount you can transfer to an Australian Cash Passport Platinum holder (or any other overseas issued Cash Passport Platinum holder, if we make this available and notify you) in any 24 hour period. |
NZD$20,000 or currency equivalent |
